Top 10 Best Endowment Plans in Singapore 2026

With interest rates stabilising and Singaporeans increasingly focused on long-term savings goals, endowment plans have surged in popularity as a reliable way to grow wealth while enjoying insurance coverage. Whether you are saving for your child’s education, retirement, or a major milestone, the best endowment plans in Singapore 2026 offer competitive guaranteed returns and flexible premium terms to suit every financial goal.

1. Prudential PRULink Assurance Account Plus

Prudential’s PRULink Assurance Account Plus is a standout choice among the best endowment plans in Singapore, blending life protection with investment-linked savings for long-term wealth accumulation. Policyholders benefit from the flexibility to choose their investment funds while enjoying insurance coverage under one comprehensive plan. Backed by Prudential’s century-long reputation in Singapore, this plan suits those seeking growth potential alongside financial security.

• 🌐 Website: https://www.prudential.com.sg/products/investment/prulink-assurance-account-plus

2. Great Eastern GREAT Wealth Multiplier

Great Eastern’s GREAT Wealth Multiplier is a compelling endowment plan for Singapore savers looking to grow their wealth with confidence. The plan offers guaranteed returns alongside non-guaranteed bonuses, giving policyholders the opportunity to multiply their savings over time. As one of Singapore’s oldest and most trusted insurers, Great Eastern brings reliability and strong financial backing to every policy.

• 🌐 Website: https://www.greateasternlife.com/sg/en/personal-insurance/our-products/savings/great-wealth-multiplier.html

3. AIA Wealth Pro Advantage

AIA Wealth Pro Advantage is a premium endowment plan designed for Singapore residents who want to build significant wealth while staying protected. The plan combines guaranteed cash values with potential bonuses, offering a structured path to long-term financial goals. With AIA’s strong regional presence and robust track record, this plan appeals to high-net-worth individuals seeking both capital preservation and growth.

• 🌐 Website: https://www.aia.com.sg/en/wealth-management/wealth-pro-advantage.html

4. NTUC Income Gro Saver Flex Pro

NTUC Income’s Gro Saver Flex Pro is a highly customisable endowment plan that empowers Singapore policyholders to tailor their premium amounts and policy terms to fit their unique financial goals. This bespoke savings plan delivers the dual benefit of disciplined wealth accumulation and life protection in a single, flexible package. It’s an excellent option for those who want a savings plan that adapts to life’s changing circumstances.

• 🌐 Website: https://www.income.com.sg

5. Manulife ReadyBuilder

Manulife ReadyBuilder is a versatile endowment plan that helps Singapore savers build wealth steadily through a structured premium payment approach. The plan offers a combination of guaranteed and non-guaranteed returns, making it suitable for those with mid-to-long-term savings horizons. Manulife’s global expertise and strong Singapore presence make ReadyBuilder a trustworthy option for growing your financial future.

• 🌐 Website: https://www.manulife.com.sg/en/products/savings/readybuilder.html

6. Singlife with Aviva Savvy Saver

Singlife with Aviva’s Savvy Saver is a modern, digitally accessible endowment plan that appeals to Singapore’s tech-savvy generation of savers. It offers competitive projected returns with built-in life coverage, making it a smart all-in-one savings solution. The plan’s straightforward structure and transparent features make it easy for policyholders to track their wealth accumulation journey.

• 🌐 Website: https://singlife.com/en/savings/savvy-saver

7. Sun Life Singapore SunWealth

Sun Life Singapore’s SunWealth endowment plan is crafted for individuals who want reliable, long-term savings growth backed by solid insurance coverage. The plan offers a combination of guaranteed returns and bonus potential, helping Singapore residents work steadily towards major financial milestones. Sun Life’s global strength and local expertise make SunWealth a dependable cornerstone of any well-rounded financial portfolio.

• 🌐 Website: https://www.sunlife.com.sg/en/products/savings/sunwealth

8. Tokio Marine TM Vantage

Tokio Marine’s TM Vantage is a well-structured endowment plan that delivers strong savings growth alongside meaningful life protection for Singapore policyholders. The plan is designed to reward long-term commitment with attractive guaranteed and non-guaranteed returns that build progressively over time. Backed by Tokio Marine’s formidable global reputation, TM Vantage is a solid pick for disciplined savers in Singapore.

• 🌐 Website: https://www.tokiomarine.com

9. FWD Mantle

FWD Mantle is a sleek and straightforward endowment plan that makes wealth accumulation accessible for Singapore savers of all backgrounds. The plan offers guaranteed returns at maturity alongside life coverage, providing peace of mind while your savings grow. FWD’s customer-centric digital approach and transparent policy terms make Mantle an attractive option for modern Singaporeans planning their financial future.

• 📞 Phone: 6322 2072
• 🌐 Website: https://www.fwd.com.sg

10. Etiqa Tiq 3-Year Endowment Plan

Etiqa’s Tiq 3-Year Endowment Plan is one of Singapore’s most accessible short-term savings options, offering an impressive guaranteed return of 3.60% per annum after just three years. With an entry point of $5,000, it’s ideal for Singapore savers who prefer a low-commitment, capital-protected plan without locking funds away for the long term. This plan is perfect for those looking to park savings and earn predictable, competitive returns quickly.

• 📞 Phone: +65 6887 8777
• 🕐 Opening Hours: Thursday, 10 September 2026 from 06:30 AM – 8:30 AM
• 🌐 Website: https://www.tiq.com.sg

Compare these top endowment plans carefully against your savings horizon and risk appetite, and consider speaking with a licensed financial adviser to find the policy that best fits your 2026 financial goals.