Top 10 Best Debit Cards in Singapore 2026

With cashless payments now the norm in Singapore, choosing the right debit card can help you earn cashback, rewards, and enjoy fee-free transactions every day. Whether you bank with DBS, OCBC, UOB, or a digital-first bank like Revolut or GXS, Singapore’s 2026 debit card landscape offers more perks than ever before.

1. DBS Visa Debit Card

The DBS Visa Debit Card is one of the best debit cards in Singapore, offering seamless and secure transactions for everyday spending. As a multi-currency card, it lets you shop locally and overseas without the hassle of carrying cash. Backed by DBS — Singapore’s largest bank — it integrates effortlessly with digital wallets and PayLah! for a truly connected banking experience.

• 📞 Phone: 96800306
• 🌐 Website: https://www.dbs.com.sg

2. OCBC Debit Mastercard

The OCBC Debit Mastercard is a versatile everyday spending card linked directly to your OCBC bank account, making it a popular choice among Singaporeans. It offers contactless payments, cashback perks, and broad merchant acceptance across Singapore and beyond. Paired with OCBC’s robust mobile banking app, managing your finances has never been more straightforward.

• 📞 Phone: 93200032
• 🌐 Website: https://www.ocbc.com

3. UOB Debit Mastercard

The UOB Debit Mastercard delivers a reliable and rewarding spending experience for UOB account holders in Singapore. With wide acceptance at millions of Mastercard merchants globally and seamless integration with UOB TMRW, it’s built for both daily errands and overseas travel. Cardholders can also enjoy exclusive UOB privileges and promotional deals throughout the year.

• 🌐 Website: https://www.uob.com.sg/personal/cards/debit-cards.page

4. Revolut Debit Card (Singapore)

Revolut’s Debit Card has taken Singapore by storm, offering some of the best foreign exchange rates and zero hidden fees on international spending. Available through the Revolut app, it supports multiple currencies and lets you exchange money at interbank rates — ideal for frequent travellers and expats. With instant spending notifications and robust security controls, it’s a smart digital-first choice.

• 🌐 Website: https://www.revolut.com/en-SG/

5. GXS Debit Card

The GXS Debit Card, issued by GXS Bank — Singapore’s homegrown digital bank — stands out with its unlimited instant cashback on everyday purchases. There are no foreign transaction fees when spending overseas, making it a cost-effective companion for globetrotters. Managed entirely via the GXS app, it’s a fresh and rewarding alternative to traditional bank debit cards in Singapore.

• 🌐 Website: https://www.gxs.com.sg

6. Standard Chartered Bonus$aver Debit Card

The Standard Chartered Bonus$aver Debit Card is uniquely tied to SC’s high-interest Bonus$aver account, letting you earn up to 5.85% p.a. on your savings while spending daily. Every transaction contributes to unlocking higher interest tiers, turning routine purchases into meaningful returns. It’s a compelling choice for Singaporeans who want their debit card to work harder for their money.

• 🕐 Opening Hours: Money Lock Protect your funds from scam
• 🌐 Website: https://www.sc.com

7. Citibank Debit Mastercard

The Citibank Debit Mastercard offers Singaporeans a seamless link between their Citi bank account and everyday spending, with global Mastercard acceptance and contactless payment capabilities. It comes with competitive perks and easy integration with Citi Mobile for real-time account management. A reliable option for those who value the trust and reach of a globally recognised banking brand.

• 🌐 Website: https://www.citibank.com.sg/en/banking/debit-cards/

8. HSBC Everyday Debit Card

The HSBC Everyday Debit Card is designed for Singaporeans who want simplicity and value in one card, offering cashback rewards on daily spending categories. Linked to your HSBC Everyday Global Account, it supports multiple currencies and waives overseas transaction fees on selected plans. It’s an excellent all-rounder for both local use and international travel.

• 🌐 Website: https://www.hsbc.com.sg/accounts/products/everyday-debit-card/

9. Wise Debit Card (Singapore)

The Wise Debit Card is a top pick among Singapore’s best debit cards for travellers and expats, enabling you to spend like a local in over 160 countries at real mid-market exchange rates. With access to 40+ currencies and instant compatibility with Apple Pay and Google Pay, it eliminates costly conversion fees. Its powerful in-app controls let you manage security and spending limits with ease.

• 🕐 Opening Hours: money Send large am
• 🌐 Website: https://wise.com

10. Maribank Debit Card

The Maribank Debit Card, offered by Sea Group’s digital bank in Singapore, combines competitive interest rates with a fully digital banking experience. Designed for simplicity, it gives users a secure and intuitive way to spend, save, and manage money all within one app. As one of Singapore’s newer digital bank offerings, it’s quickly gaining traction for its user-friendly approach and attractive rates.

• 📞 Phone: +65 6995 8688
• 🌐 Website: https://www.maribank.sg

Compare these top debit cards side by side and pick the one that best suits your spending habits — your wallet will thank you!