Top 10 Best Credit Cards for Miles in Singapore 2026

With international travel demand soaring in 2026, Singaporeans are racing to maximise air miles and unlock free flights, upgrades, and travel perks through the right credit card. Whether you fly with Singapore Airlines, Cathay Pacific, or a budget carrier, choosing the best miles credit card in Singapore can turbocharge your rewards and cut your travel costs significantly.

1. American Express Singapore Airlines KrisFlyer Credit Card

The American Express Singapore Airlines KrisFlyer Credit Card is a top pick for frequent flyers in Singapore, letting you earn KrisFlyer miles directly on everyday spending with no conversion needed. Cardholders enjoy accelerated miles on Singapore Airlines and Scoot purchases, plus exclusive travel perks. It’s an ideal entry-level miles card for those loyal to the Singapore Airlines ecosystem who want a seamless path to their next award flight.

• 🌐 Website: https://www.americanexpress.com/en-sg/credit-cards/krisflyer-credit-card/

2. DBS Altitude Visa Signature Card

The DBS Altitude Visa Signature Card is one of Singapore’s most versatile miles cards, offering a strong base earn rate and boosted miles on online flight and hotel bookings. Miles never expire, giving cardholders the flexibility to accumulate and redeem at their own pace across multiple frequent flyer programmes. With a competitive annual fee and generous sign-up bonuses, it’s a perennial favourite among Singapore’s savvy travel hackers.

• 📞 Phone: 96800306
• 🌐 Website: https://www.dbs.com.sg

3. Citi PremierMiles Card

The Citi PremierMiles Card is a standout choice for Singapore travellers who value flexibility, allowing miles to be transferred to over 10 airline and hotel loyalty programmes. Cardholders earn elevated miles on air travel purchases and enjoy complimentary travel insurance, making it a well-rounded card for frequent flyers. Its miles also never expire, ensuring your hard-earned rewards are always ready when your next adventure calls.

• 🌐 Website: https://www.citibank.com.sg/credit-cards/travel/citi-premiermiles-card/

4. OCBC 90°N Card

The OCBC 90°N Card is a compelling option for Singapore residents seeking a no-fuss miles card with a flat earn rate on all spending in any currency. Rewards are issued as Miles that can be converted to KrisFlyer or Asia Miles, offering meaningful flexibility for international travellers. Its straightforward structure and lack of a complex bonus category system make it a great everyday companion for consistent miles accumulation.

• 📞 Phone: 93200032
• 🌐 Website: https://www.ocbc.com

5. UOB PRVI Miles Card

The UOB PRVI Miles Card consistently ranks among the best miles credit cards in Singapore, delivering one of the highest base earn rates on both local and overseas spend. Cardholders benefit from boosted miles on transactions made with major travel booking platforms, along with complimentary airport limousine transfers. It’s purpose-built for serious travellers who want a premium, high-earning card that rewards every dollar spent.

• 🌐 Website: https://www.uob.com.sg/personal/cards/credit/uob-prvi-miles-card.page

6. Standard Chartered Journey Credit Card

The Standard Chartered Journey Credit Card is a strong contender in Singapore’s miles card landscape, offering up to 3 miles per S$1 on everyday categories including transport, groceries, and food delivery. This makes it especially powerful for locals who want to rack up miles on daily spending, not just travel purchases. Paired with competitive travel mile earn rates, it bridges the gap between everyday life and your next holiday.

• 📍 Address: 2 Shenton Way #20-02 SGX Centre 1 Singapore 068804
• 📞 Phone: +65 6747 7000
• 🕐 Opening Hours: months of Commission Statement from sam
• 🌐 Website: https://www.sc.com

7. HSBC TravelOne Credit Card

The HSBC TravelOne Credit Card is designed for Singapore travellers who love choice, offering miles that can be transferred to a wide range of airline and hotel partners at competitive ratios. Cardholders enjoy exclusive flight and hotel promotions through HSBC’s network of travel partners, adding extra value beyond just earning miles. Its straightforward rewards structure and strong partner ecosystem make it one of the most flexible travel cards available in Singapore.

• 🌐 Website: https://www.hsbc.com.sg

8. American Express Singapore Airlines KrisFlyer Ascend Credit Card

The American Express Singapore Airlines KrisFlyer Ascend Credit Card is the premium tier of the Amex KrisFlyer lineup, offering enhanced mile earn rates, complimentary lounge access, and lucrative travel benefits for Singapore Airlines loyalists. Cardholders earn bonus KrisFlyer miles on dining, shopping, and travel, with accelerated rewards when flying with Singapore Airlines or Scoot. For those who travel frequently and want elite perks alongside their miles, the Ascend card is a worthy upgrade.

• 🌐 Website: https://www.americanexpress.com/en-sg/credit-cards/krisflyer-ascend-credit-card/

9. Maybank Horizon Visa Signature Card

The Maybank Horizon Visa Signature Card offers some of the highest miles earn rates in Singapore for petrol, dining, and travel spend, making it an excellent choice for cardholders with diverse spending habits. Points can be converted to KrisFlyer miles, providing a clear path to award flights with Singapore Airlines. Its broad bonus categories and accessible annual fee make it a smart pick for Singaporeans who want to maximise miles across multiple lifestyle spend.

• 🌐 Website: https://www.maybank2u.com.sg/en/promotions/cards/horizon-visa-signature-card.page

10. BOC Elite Miles World Mastercard

The BOC Elite Miles World Mastercard from Bank of China Singapore is a hidden gem in the local miles card market, offering competitive earn rates on both local and overseas spending. Cardholders can accumulate miles efficiently and enjoy World Mastercard privileges, including travel and lifestyle benefits. It’s an excellent option for Singapore residents looking for a lesser-known but high-value alternative to the mainstream miles cards.

• 📞 Phone: 66085566
• 🌐 Website: https://www.bankofchina.com

Compare these top miles credit cards side by side and apply for the one that best matches your spending habits — your next free flight could be closer than you think!