Top 10 Best Cashback Credit Cards in Singapore 2026

With rising costs of living in Singapore, choosing the right cashback credit card can put hundreds of dollars back in your pocket every year from groceries, dining, petrol, and online shopping. We’ve rounded up the top 10 best cashback credit cards in Singapore for 2026, comparing rebate rates, minimum spend requirements, and bonus categories so you can find the perfect card for your lifestyle.

1. DBS Live Fresh Card

The DBS Live Fresh Card is a top pick among the best cashback credit cards in Singapore, offering up to 5% cashback on online shopping and Visa contactless payments — perfect for digitally savvy spenders. Eco-conscious cardholders will also appreciate its sustainability focus, as the card is made from recycled plastic. With a low minimum spend requirement and a fresh, modern design, it’s an excellent everyday companion for young professionals in Singapore.

• 📞 Phone: 96800306
• 🌐 Website: https://www.dbs.com.sg

2. UOB EVOL Card

The UOB EVOL Card is designed for Singapore’s digital-first generation, rewarding cardholders with up to 8% cashback on online and mobile contactless payments. Its sleek, eco-friendly card design appeals to millennials and Gen Z consumers who prefer cashless transactions. With a straightforward cashback structure and no-fuss rewards, the UOB EVOL Card stands out as one of the most compelling cashback credit cards in Singapore for tech-forward spenders.

• 🌐 Website: https://www.uob.com.sg/personal/cards/credit/uob-evol-card.page

3. OCBC 365 Credit Card

The OCBC 365 Credit Card is one of Singapore’s most versatile everyday cashback cards, offering tiered rebates across a wide range of spending categories including dining, groceries, petrol, and utilities. Cardholders can earn up to 6% cashback on dining and 3% on groceries and online travel bookings, making it ideal for households with diverse spending habits. It’s a well-rounded choice for Singaporeans seeking consistent, reliable cashback on daily essentials.

• 📞 Phone: 93200032
• 🌐 Website: https://www.ocbc.com

4. Citi Cash Back+ Card

The Citi Cash Back+ Card offers a flat, unlimited 1.6% cashback on all eligible purchases with no minimum spend — making it one of the simplest and most flexible cashback credit cards in Singapore. There are no category restrictions or cashback caps, so every dollar you spend earns you a consistent rebate. It’s a fantastic set-and-forget option for Singaporeans who want straightforward rewards without tracking spending categories.

• 🌐 Website: https://www.citibank.com.sg/credit-cards/cash-back-plus-card

5. HSBC Live+ Credit Card

The HSBC Live+ Credit Card is a lifestyle-focused cashback card in Singapore that rewards cardholders with up to 8% cashback on dining, entertainment, and shopping. It’s tailored for those who love to eat out, catch the latest shows, and splurge on retail therapy across Singapore’s vibrant malls. With a generous cashback structure and HSBC’s extensive network of merchant partners, this card delivers real value for active lifestyle spenders.

• 🌐 Website: https://www.hsbc.com.sg/credit-cards/products/live-plus/

6. Standard Chartered Simply Cash Credit Card

The Standard Chartered Simply Cash Credit Card lives up to its name by offering a flat 1.5% cashback on all spend with absolutely no cashback cap and no minimum spend required. This no-frills approach makes it one of the most straightforward cashback credit cards in Singapore, ideal for those who dislike complicated reward tiers or category tracking. Whether you’re shopping online or dining out, every transaction earns you consistent, hassle-free rebates.

• 📍 Address: 2 Shenton Way #20-02 SGX Centre 1 Singapore 068804
• 📞 Phone: +65 6747 7000
• 🕐 Opening Hours: months’ CPF Transaction History Statement OR To be considered for a higher loan am
• 🌐 Website: https://www.sc.com

7. Maybank Family & Friends Card

The Maybank Family & Friends Card is purpose-built for Singaporean households, offering up to 8% cashback across five lifestyle categories of your choice, including groceries, dining, and transport. It’s one of the most customisable cashback credit cards in Singapore, allowing families to align rewards with their unique spending patterns. With a reasonable minimum spend requirement, this card is a smart pick for families looking to maximise savings on everyday necessities.

• 🌐 Website: https://www.maybank2u.com.sg/en/promotions/cards/family-and-friends-card.page

8. American Express True Cashback Card

The American Express True Cashback Card is a reliable flat-rate cashback card in Singapore, offering 1.5% cashback on all eligible purchases with no minimum spend and no cashback cap. New cardmembers enjoy an elevated 3% cashback welcome bonus for the first six months, providing an impressive head start. Backed by Amex’s premium service and global acceptance, it’s a dependable choice for Singaporeans seeking uncomplicated, consistent cashback rewards.

• 🌐 Website: https://www.americanexpress.com/en-sg/credit-cards/true-cashback-card/

9. CIMB Platinum Mastercard

The CIMB Platinum Mastercard is one of Singapore’s standout no-annual-fee cashback credit cards, offering unlimited cashback on select categories including overseas spend and online shopping with zero cap on earnings. CIMB positions this card as a high-value option for cost-conscious Singaporeans who don’t want to pay yearly fees but still want meaningful rebates. Its combination of zero annual fees and competitive cashback rates makes it a compelling addition to any wallet.

• 📞 Phone: 97201001
• 🌐 Website: https://www.cimb.com.sg

10. Trust Cashback Card

The Trust Cashback Card is a newer but fast-rising contender among the best cashback credit cards in Singapore, backed by Standard Chartered and FairPrice Group. It offers attractive cashback rates at FairPrice supermarkets and a solid flat rate on general spending, making it especially rewarding for regular FairPrice shoppers. With a fully digital onboarding experience and seamless integration with the Trust app, it’s a modern, convenient choice for everyday Singaporeans.

• 🌐 Website: https://www.trust.com.sg/credit-card

Compare all 10 cashback credit cards side by side and apply directly through each bank’s official website to start earning rebates on every dollar you spend today.