Top 10 Best Retirement Planning Services in Singapore 2026

With Singapore’s rising cost of living and an ageing population, planning for retirement has never been more critical for residents looking to secure their financial future. Whether you are relying on CPF, investing in annuities, or working with a private wealth manager, choosing the right retirement planning service in 2026 can make all the difference.

1. CPF Board (Central Provident Fund)

As Singapore’s mandatory savings scheme, the CPF Board remains the cornerstone of retirement planning for every working Singaporean. It provides structured savings across Ordinary, Special, and MediSave accounts, ensuring members are financially prepared for retirement, healthcare, and housing needs. With a suite of intuitive eServices, Singaporeans can easily monitor their CPF balance, plan their retirement payouts, and optimise their savings milestones all in one place.

• 🕐 Opening Hours: Money has legs” — how one CPF volunteer helps others keep pace From helping fam
• 🌐 Website: https://www.cpf.gov.sg

2. DBS Wealth Planning

DBS Wealth Planning offers Singaporeans a comprehensive suite of retirement-focused financial solutions, backed by one of Asia’s most trusted banking institutions. From diversified mutual funds to tailored investment portfolios, DBS helps clients grow and protect their wealth strategically for the long term. Whether you’re just starting out or approaching retirement age, DBS provides personalised guidance to help you achieve lasting financial security in Singapore.

• 📞 Phone: 96800306
• 🌐 Website: https://www.dbs.com.sg

3. Prudential Singapore – Retirement Solutions

Prudential Singapore’s Retirement Solutions are designed to give Singaporeans peace of mind with flexible, income-generating retirement plans backed by over a century of insurance expertise. Their retirement product range includes annuities and endowment plans that provide steady payouts during your golden years. With customisable coverage options, Prudential ensures your retirement strategy aligns seamlessly with your lifestyle goals and financial needs.

• 🌐 Website: https://www.prudential.com.sg/products/retirement

4. OCBC Wealth Management

OCBC Wealth Management delivers holistic retirement planning services for Singaporeans seeking a trusted banking partner to grow and safeguard their assets. With access to a broad spectrum of investment products, insurance solutions, and expert financial advisors, OCBC tailors retirement strategies to each client’s unique risk profile and timeline. Their integrated approach makes long-term wealth accumulation and preservation straightforward and accessible.

• 📞 Phone: 93200032
• 🌐 Website: https://www.ocbc.com

5. AIA Singapore – Retirement Planning

AIA Singapore’s Retirement Planning solutions are crafted to help Singaporeans enjoy a financially secure and fulfilling life after work. Offering a range of retirement income plans and annuity products, AIA provides reliable payouts that can be customised to match individual retirement timelines and lifestyle expectations. Backed by a strong regional presence, AIA combines financial strength with personalised service to support every stage of your retirement journey.

• 🌐 Website: https://www.aia.com.sg/en/our-products/retirement.html

6. Great Eastern Life – Retirement

Great Eastern Life is one of Singapore’s most established insurers, offering a robust lineup of retirement plans designed to deliver consistent income throughout your post-work years. Their retirement solutions blend capital protection with growth potential, making them a popular choice for conservative and moderate risk investors alike. With deep roots in Singapore’s financial landscape, Great Eastern provides the reliability and trust retirees need.

• 🌐 Website: https://www.greateasternlife.com/sg/en/personal-insurance/our-products/retirement.html

7. Manulife Singapore – Retirement Plans

Manulife Singapore’s Retirement Plans offer Singaporeans flexible savings and income solutions designed to build a steady financial foundation for life after work. Their product range includes annuity plans and retirement income policies that can be tailored to different retirement ages and payout preferences. Supported by global financial expertise and a strong local presence, Manulife makes planning for a comfortable retirement in Singapore straightforward and rewarding.

• 🌐 Website: https://www.manulife.com.sg/en/products/retirement.html

8. Endowus – CPF & SRS Investing

Endowus is a leading digital wealth platform in Singapore that uniquely allows investors to grow their CPF, SRS, and cash savings through globally diversified, low-cost portfolios. As a fee-only advisor, Endowus eliminates hidden commissions, ensuring your retirement savings work harder for you. Their evidence-based investment approach and user-friendly platform make sophisticated retirement investing accessible to every Singaporean, regardless of experience level.

• 🕐 Opening Hours: Monetary Authority of Singapore double-ledger secure Assets held in your nam
• 🌐 Website: https://endowus.com

9. MoneyOwl – Retirement Planning

MoneyOwl is a Singapore-based social enterprise and financial advisory firm dedicated to making comprehensive retirement planning accessible and affordable for all. Combining independent financial advice with a human-centred approach, MoneyOwl helps Singaporeans navigate CPF optimisation, insurance, and investment decisions across every life stage. Their commitment to financial inclusivity ensures that sound retirement planning is not a privilege reserved for the wealthy.

• 🕐 Opening Hours: MoneyOwl’s mission MoneyOwl Team Get to know the team
• 🌐 Website: https://www.moneyowl.com.sg

10. Income Insurance – Retirement Income Plans

Income Insurance offers a range of retirement income plans purpose-built to provide Singaporeans with dependable monthly payouts during their retirement years. As a homegrown cooperative insurer with decades of experience, Income understands the unique financial needs of Singaporeans and tailors solutions accordingly. Their retirement plans are designed to complement CPF LIFE payouts, helping retirees maintain their desired standard of living with confidence and stability.

• 🌐 Website: https://www.income.com.sg/personal-insurance/retirement-income

Start comparing these top retirement planning services today and take the first step towards a financially secure and stress-free retirement in Singapore.