Top 10 Best Miles Credit Cards in Singapore 2026

With Singaporeans travelling more than ever in 2026, choosing the right miles credit card can fast-track your next holiday by earning air miles on everyday spending. From generous sign-up bonuses to accelerated earn rates on dining and overseas transactions, these top miles credit cards in Singapore offer exceptional value for both frequent flyers and occasional travellers.

1. DBS Altitude Visa Signature Card

The DBS Altitude Visa Signature Card is a top pick for frequent flyers in Singapore, offering generous miles earn rates on both local and overseas spending. Cardholders enjoy accelerated miles on online flight and hotel bookings, along with complimentary travel insurance and airport lounge access. With no miles expiry and flexible redemption across major airline partners, it’s a powerhouse card for savvy Singapore travellers.

• 📞 Phone: 96800306
• 🌐 Website: https://www.dbs.com.sg

2. OCBC 90°N Mastercard

The OCBC 90°N Mastercard is designed for Singapore’s travel-hungry spenders, rewarding every dollar with miles that never expire. It stands out with a flat earn rate on all spending categories, making it a fuss-free option for those who dislike tracking bonus tiers. The card also offers competitive air miles conversion rates, ensuring your everyday purchases translate efficiently into your next getaway.

• 📞 Phone: 93200032
• 🌐 Website: https://www.ocbc.com

3. Citi PremierMiles Card

The Citi PremierMiles Card is a perennial favourite among Singapore’s miles collectors, celebrated for its versatile rewards and strong earn rates on overseas and online travel spending. Miles earned never expire, giving cardholders the flexibility to accumulate and redeem at their own pace. With access to over 11 frequent flyer programmes and complimentary travel insurance, it’s a well-rounded choice for global explorers.

• 🌐 Website: https://www.citibank.com.sg/credit-cards/premiermiles-visa-card/

4. UOB PRVI Miles Card

The UOB PRVI Miles Card is a premium travel credit card in Singapore that rewards high spenders with some of the best miles earn rates in the market. Cardholders enjoy elevated rates on overseas transactions and online travel bookings via major platforms, plus complimentary airport transfers and travel insurance. Its straightforward earning structure and wide airline transfer partners make it a compelling card for serious miles chasers.

• 🌐 Website: https://www.uob.com.sg/personal/cards/credit/uob-prvi-miles-card.page

5. American Express Singapore Airlines KrisFlyer Credit Card

The American Express Singapore Airlines KrisFlyer Credit Card is the entry-level gateway for Singapore Airlines loyalists looking to fast-track their KrisFlyer miles. Cardholders earn KrisFlyer miles directly on everyday spending — no conversion needed — and benefit from exclusive SIA promotions and complimentary travel insurance. It’s an ideal starting card for those building their KrisFlyer balance for flights on Singapore’s world-class national carrier.

• 🌐 Website: https://www.americanexpress.com/en-sg/credit-cards/krisflyer-credit-card/

6. American Express Singapore Airlines KrisFlyer Ascend Credit Card

The American Express Singapore Airlines KrisFlyer Ascend Credit Card is the premium tier of the Amex-SIA partnership, offering Singapore travellers enhanced miles earn rates and a suite of elevated travel perks. Cardholders enjoy complimentary airport lounge access, bonus KrisFlyer miles on Singapore Airlines transactions, and automatic KrisFlyer Elite Gold status. For frequent SIA flyers seeking a card that enhances the full travel experience, the Ascend delivers exceptional value.

• 🌐 Website: https://www.americanexpress.com/en-sg/credit-cards/krisflyer-ascend-credit-card/

7. HSBC TravelOne Credit Card

The HSBC TravelOne Credit Card is a versatile miles card in Singapore that lets you earn air miles on every purchase and redeem them across a broad selection of airline and hotel loyalty programmes. It features attractive travel partner promotions and instant rewards redemption through the HSBC mobile app, making it one of the most convenient options for on-the-go travellers. With competitive earn rates and a growing list of transfer partners, it’s a strong contender for any miles enthusiast.

• 🌐 Website: https://www.hsbc.com.sg

8. Standard Chartered Journey Credit Card

The Standard Chartered Journey Credit Card is a standout choice for Singapore commuters and foodies who want to earn up to 3 miles per S$1 on transport, groceries, food delivery, and travel spending. Its generous bonus categories align perfectly with everyday Singapore life, allowing cardholders to accumulate miles rapidly without changing spending habits. Coupled with solid travel benefits and a competitive annual fee, it’s a smart everyday miles card for urban Singaporeans.

• 📍 Address: 2 Shenton Way #20-02 SGX Centre 1 Singapore 068804
• 📞 Phone: +65 6747 7000
• 🕐 Opening Hours: months’ CPF Transaction History Statement OR To be considered for a higher loan am
• 🌐 Website: https://www.sc.com

9. Maybank Horizon Visa Signature Card

The Maybank Horizon Visa Signature Card is a budget-friendly miles card tailored for Singapore travellers who want strong returns on travel-related and dining expenditure. It offers one of the highest earn rates on petrol, air tickets, and hotel bookings, making it particularly appealing for those with specific high-spend categories. With a low annual fee and solid miles accumulation potential, it’s an accessible yet rewarding option for value-conscious flyers.

• 🌐 Website: https://www.maybank2u.com.sg/en/promotions/cards/horizon-visa-signature-card.page

10. BOC Elite Miles World Mastercard

The BOC Elite Miles World Mastercard from Bank of China Singapore is a compelling miles card that rewards cardholders with generous earn rates on both local and overseas spending. It offers attractive welcome miles bonuses and a competitive miles conversion programme tied to major frequent flyer partners. For Singapore residents seeking a lesser-known but high-value alternative to mainstream miles cards, the BOC Elite Miles is well worth considering.

• 📞 Phone: 66085566
• 🌐 Website: https://www.bankofchina.com

Compare these top miles credit cards side by side and apply for the one that best matches your spending habits to start turning everyday purchases into your next dream getaway.