Top 10 Best Miles Credit Cards in Singapore 2026

With international travel booming in 2026, Singaporeans are racing to maximise their air miles and redeem free flights faster than ever. Whether you fly SIA, Cathay, or budget carriers, choosing the right miles credit card can unlock business-class upgrades, lounge access, and thousands of bonus miles just for everyday spending.

1. DBS Altitude Visa Signature Card

The DBS Altitude Visa Signature Card is a perennial favourite among Singapore’s frequent flyers, offering up to 3 miles per S$1 spent on online flight and hotel bookings. Miles never expire, giving cardholders the flexibility to accumulate and redeem at their own pace. With no foreign currency transaction fee on selected spend and complimentary travel insurance, it’s a powerhouse card for both leisure and business travellers.

• 📞 Phone: 96800306
• 🌐 Website: https://www.dbs.com.sg

2. Citi PremierMiles Card

The Citi PremierMiles Card is one of Singapore’s most versatile travel credit cards, earning up to 2 Citi Miles per S$1 on overseas spend and allowing transfers to over 11 airline and hotel loyalty programmes. Miles are valid for five years, making it ideal for strategic reward planners. The card also comes with complimentary travel insurance and annual airport lounge access, rounding out a compelling travel package.

• 🌐 Website: https://www.citibank.com.sg/credit-cards/travel/citi-premiermiles-card/

3. American Express Singapore Airlines KrisFlyer Credit Card

Designed in partnership with Singapore Airlines, the American Express KrisFlyer Credit Card is a natural choice for loyal SIA flyers looking to fast-track their KrisFlyer miles. Cardholders earn miles directly into their KrisFlyer account with no conversion fees, streamlining the redemption process. Attractive sign-up bonuses and accelerated earn rates on Singapore Airlines transactions make this card a smart entry-level miles card in Singapore.

• 🌐 Website: https://www.americanexpress.com/en-sg/credit-cards/singapore-airlines-krisflyer/

4. American Express Singapore Airlines KrisFlyer Ascend Credit Card

The American Express Singapore Airlines KrisFlyer Ascend Credit Card elevates the KrisFlyer experience for mid-to-premium tier travellers in Singapore, offering higher earn rates and exclusive SIA perks. Benefits include complimentary lounge access, priority boarding upgrades, and accelerated miles on Singapore Airlines and Scoot purchases. It’s the ideal step-up card for frequent SIA flyers who want premium rewards without committing to the top-tier Solitaire card.

• 🌐 Website: https://www.americanexpress.com/en-sg/credit-cards/singapore-airlines-krisflyer-ascend/

5. OCBC 90°N Card

The OCBC 90°N Card is a refreshingly straightforward miles card for Singapore cardholders who want consistent, fuss-free earning regardless of spend category. It awards Miles on every dollar spent locally and overseas, with no complicated bonus categories to track. Competitive earn rates and a reasonable annual fee make it an excellent everyday companion for those who prefer simplicity alongside solid travel rewards.

• 📞 Phone: 93200032
• 🌐 Website: https://www.ocbc.com

6. UOB PRVI Miles Card

The UOB PRVI Miles Card is a top-tier travel card built for Singapore’s high-spending frequent flyers, delivering up to 2.4 miles per S$1 on overseas transactions and 1.4 miles locally. It supports transfers to major airline programmes including Singapore Airlines KrisFlyer and Cathay Pacific Asia Miles. Complimentary airport limousine transfers and travel insurance sweeten the deal, making it a premium choice for discerning travellers.

• 🌐 Website: https://www.uob.com.sg/personal/cards/credit/travel/prvi-miles-visa-card.page

7. Standard Chartered Journey Credit Card

The Standard Chartered Journey Credit Card is a modern, travel-focused card that rewards Singapore cardholders with up to 3 miles per S$1 on foreign currency spend and popular local categories like dining and transport. A generous annual miles bonus and no foreign transaction fee on select spend make it exceptionally competitive. It’s a strong all-rounder for Singapore travellers seeking high returns across both local and overseas purchases.

• 🌐 Website: https://www.sc.com/sg/credit-cards/standard-chartered-journey-credit-card/

8. Maybank Horizon Visa Signature Card

The Maybank Horizon Visa Signature Card stands out among Singapore miles cards for its impressive earn rate on petrol, dining, and air tickets booked directly with airlines or Agoda. Cardholders enjoy up to 3.2 miles per S$1 on eligible travel and lifestyle spend, making it particularly rewarding for frequent diners and drivers. It’s an underrated gem in Singapore’s miles card landscape, especially for those who prefer flexible rewards over a single airline tie-up.

• 🌐 Website: https://www.maybank2u.com.sg/en/personal/cards/credit-cards/horizon-visa-signature.page

9. HSBC TravelOne Credit Card

The HSBC TravelOne Credit Card is a versatile Singapore travel card designed for those who want maximum flexibility when redeeming miles. Cardholders can transfer points to over 20 airline and hotel loyalty programmes, with instant transfers available to select partners. Attractive earn rates, no annual fee waivers needed, and exclusive flight and hotel promotions from HSBC’s travel partners make it one of the most accessible and rewarding miles cards in Singapore.

• 🌐 Website: https://www.hsbc.com.sg

10. BOC Elite Miles World Mastercard

The BOC Elite Miles World Mastercard is Bank of China Singapore’s premium travel offering, delivering competitive miles earn rates for cardholders who spend across local and overseas categories. It features attractive sign-up bonuses and straightforward mile accumulation, appealing to Singapore residents seeking an alternative to the mainstream bank card options. With World Mastercard privileges and solid travel benefits, it punches above its weight in Singapore’s competitive miles card market.

• 📞 Phone: 66085566
• 🌐 Website: https://www.bankofchina.com

Compare these top miles credit cards side by side and apply for the one that best matches your travel goals — your next free flight could be closer than you think.