Top 10 Best Savings Accounts in Singapore 2026

With interest rates remaining a key concern for Singaporeans in mid-2026, finding the right savings account can make a significant difference to your monthly returns and financial goals. Whether you are a salaried professional, a student, or a retiree, Singapore’s banks offer a wide range of high-yield savings accounts with bonus interest tiers, cashback perks, and flexible conditions to suit every lifestyle.

1. DBS Multiplier Account

The DBS Multiplier Account is widely regarded as one of the best savings accounts in Singapore 2026, rewarding you with higher interest rates the more you transact with DBS. By crediting your salary and engaging in qualifying activities like credit card spending, investments, or insurance, you can unlock tiered bonus interest rates that significantly outpace standard savings accounts. It’s a smart, all-in-one solution for Singaporeans looking to maximise returns on their everyday banking.

• 📞 Phone: 96800306
• 🌐 Website: https://www.dbs.com.sg

2. OCBC 360 Account

The OCBC 360 Account remains a top contender among the best savings accounts in Singapore 2026, offering bonus interest across multiple qualifying categories including salary crediting, bill payments, and spending on your OCBC credit card. The more financial behaviours you fulfil each month, the higher your effective interest rate climbs — making it ideal for those who already manage their finances with OCBC. It’s a rewarding account designed to incentivise everyday financial habits.

• 📞 Phone: 93200032
• 🌐 Website: https://www.ocbc.com

3. UOB One Account

The UOB One Account is a favourite among Singapore savers for its straightforward, structured approach to earning bonus interest. By meeting simple monthly criteria — such as spending on a UOB credit card and crediting your salary — you can unlock competitive interest rates on your savings balance. Its predictable bonus structure makes it one of the most accessible high-interest savings accounts in Singapore for 2026.

• 🌐 Website: https://www.uob.com.sg/personal/save/deposits/one-account.page

4. Standard Chartered Bonus$aver Account

The Standard Chartered Bonus$aver Account stands out in Singapore’s savings landscape, offering up to 5.85% p.a. in bonus interest starting from your very first dollar saved. Earn higher rates by fulfilling qualifying actions such as credit card spend, investing, and insuring with Standard Chartered. For Singaporeans seeking one of the best savings accounts in 2026 with strong upfront returns, this account is a compelling choice.

• 🕐 Opening Hours: Money Lock Protect your funds from scam
• 🌐 Website: https://www.sc.com

5. Maybank SaveUp Account

The Maybank SaveUp Account is a versatile savings option in Singapore that rewards customers for consolidating their financial activities under one roof. By fulfilling up to three qualifying products or services — such as loans, insurance, or investments — account holders can progressively unlock higher bonus interest rates. It’s an excellent fit for Singaporeans who want a single bank relationship that grows more rewarding over time.

• 🌐 Website: https://www.maybank2u.com.sg/en/promotions/deposits/saveup-programme.page

6. CIMB FastSaver Account

The CIMB FastSaver Account is a refreshingly no-fuss option among the best savings accounts in Singapore 2026, offering competitive interest rates without the need to meet multiple qualifying criteria. There are no minimum spend requirements or salary crediting conditions — simply deposit your funds and start earning. It’s perfect for Singapore savers who prefer simplicity and transparency over complex bonus interest structures.

• 🌐 Website: https://www.cimb.com.sg/en/personal/banking/accounts/savings/fastsaver-account.html

7. GXS Bank Savings Account

GXS Bank’s Savings Account brings digital-first banking to Singapore with attractive interest rates and a seamless mobile experience. As a licensed digital bank backed by Grab and Singtel, GXS offers flexible savings pockets that let you set goals and earn competitive returns without the constraints of traditional banking requirements. It’s a forward-thinking choice for tech-savvy Singaporeans seeking one of the best savings accounts in 2026.

• 🌐 Website: https://www.gxs.com.sg/savings/

8. MariBank Mari Savings Account

MariBank’s Mari Savings Account is a trusted digital banking option in Singapore, consistently offering some of the most competitive interest rates in the market. Backed by Sea Limited, MariBank provides a secure, fully digital banking experience with no lock-in periods, making it easy to grow your savings on your own terms. It’s a strong contender for Singaporeans looking for a fuss-free, high-yield savings account in 2026.

• 📞 Phone: +65 6995 8688
• 🌐 Website: https://www.maribank.sg

9. Trust Bank Savings Account

Trust Bank’s Savings Account is a standout digital banking option in Singapore, backed by the financial strength of Standard Chartered and FairPrice Group. Account holders benefit from competitive interest rates alongside exclusive LinkPoints rewards when shopping at FairPrice, making it uniquely rewarding for everyday spending. For Singaporeans who value both strong savings returns and lifestyle perks, Trust Bank is a compelling 2026 pick.

• 🌐 Website: https://trustbank.sg/savings

10. HSBC Everyday Global Account

The HSBC Everyday Global Account is a premium multi-currency savings account that lets Singapore residents save and transact in up to 11 currencies with ease. Beyond its global flexibility, account holders can earn up to S$800 in monthly cash rewards by fulfilling qualifying criteria such as crediting salary and spending on HSBC credit cards. It’s an ideal choice for cosmopolitan Singaporeans who travel frequently and want a rewarding everyday banking experience.

• 🌐 Website: https://www.hsbc.com.sg

Compare these top savings accounts side by side on SG Top 10 and open the one that best matches your spending habits and financial goals today.